PixPesa Features
Discover how PixPesa is transforming Tanzania's digital payments with zero fees, universal compatibility, and bank-grade security for everyone.
Core Features
Everything you need for seamless digital payments in Tanzania
Zero Transaction Fees
No fees for payments under 3 million TZS per day, saving users over 300,000 TZS annually compared to traditional mobile money services.
Universal Interoperability
Seamlessly connect all banks and mobile money platforms in Tanzania, breaking down financial silos and creating a unified payment ecosystem.
Military-Grade Security
End-to-end encryption, biometric authentication, and AI-powered fraud detection keep your transactions completely secure.
User-Friendly Interface
Designed for all Tanzanians, regardless of financial literacy level, with intuitive navigation and local language support.
Merchant Solutions
Special tools for businesses including invoicing, payment tracking, and financial management to support Tanzania's SME growth.
Instant Transactions
Real-time payments between any banks or mobile wallets, available 24/7 with immediate settlement.
Zero Fees for Financial Inclusion
PixPesa eliminates the high transaction costs that currently limit digital payment adoption in Tanzania. Unlike competitors charging 3-7% per transaction, we enable free transfers to promote financial inclusion.
No Hidden Charges
What you send is exactly what's received, with no deductions.
3 Million TZS Daily Limit
Free transactions up to 3 million TZS per day for all users.
300K+ Annual Savings
Typical user saves over 300,000 TZS per year compared to mobile money.
Universal Interoperability
PixPesa connects all financial institutions in Tanzania, allowing seamless money movement between any bank account and mobile wallet - a first for Tanzania's financial ecosystem.
Any Bank, Any Wallet
Send to CRDB, NMB, M-Pesa, Airtel Money, and more from one app.
One Identifier
Use your phone number or PixPesa ID across all services.
Business Integration
Accept payments from all Tanzanian payment methods in one place.
Bank-Grade Security
PixPesa implements the highest security standards to protect your money and personal information, exceeding requirements from the Bank of Tanzania.
Biometric Authentication
Fingerprint and facial recognition ensure only you can access your account.
End-to-End Encryption
All transactions are encrypted from device to recipient with military-grade protection.
AI Fraud Detection
Real-time monitoring detects and prevents suspicious activity before it happens.
Tokenization
Sensitive financial data is replaced with secure tokens to prevent exposure.
Business & Merchant Features
Powerful tools to help Tanzanian businesses grow in the digital economy
QR Code Payments
Customers can pay by scanning your unique QR code - no cash handling required.
Digital Invoicing
Create, send, and track professional invoices directly through the app.
Sales Analytics
Real-time insights into your business performance and customer payments.
Bulk Payments
Pay multiple employees or suppliers with one transaction to save time.
Ready to Experience the Future of Payments?
Join thousands of Tanzanians who are already enjoying seamless, fee-free digital transactions with PixPesa.